Resources
The Importance of Understanding Your Rights Under the FCRA
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, accuracy, and use of consumer information by credit reporting agencies. Understanding …
The Role of Credit Counselors in Providing Financial Advice
The complex world of personal finance can be daunting for many individuals. However, credit counselors can play a unique role in providing valuable financial advice. ...
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The Importance of Understanding Your Credit Card Agreement
Understanding your credit card agreement is imperative for managing your financial health and avoiding pitfalls. Credit card agreements can be highly detailed and full of ...
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How to Handle Debt Collectors Who Use Unfair Practices
Dealing with debt collectors can be challenging and frustrating, especially when they engage in unfair practices. Unfair debt collection practices can range from harassment and ...
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The Impact of Medical Debt on Credit Scores
The impact of medical debt on credit scores affects many individuals and families throughout America from all walks of life. Unfortunately, with healthcare costs skyrocketing, ...
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How to Protect Your Business from Robocall Scams
Protecting your business from robocall scams can be a time-consuming and complex yet extremely necessary task. Unfortunately, with the rise of technology, scammers have become ...
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The Pros and Cons of Debt Consolidation
When some people have overwhelming debt, they might immediately consider filing for bankruptcy. While bankruptcy can address debt, it is also a fairly drastic step ...
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Understanding the Statutes of Limitations on Debt Collection
If you owe a past-due debt, you do not want to spend the rest of your life worrying about collectors and possible lawsuits against you. ...
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How to Spot and Avoid Debt Collection Scams
Spotting and avoiding debt collection scams can be challenging, as scammers are becoming increasingly sophisticated in their tactics. These scams often target individuals already in ...
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The Difference Between Hard and Soft Credit Inquiries
Credit reports and scores are perplexing to many Americans, and rightfully so. Often, one of the most common confusing topics is the different types of ...
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