Who Enforces the FCRA?

In today’s digital age, where financial information is vulnerable, knowing how to protect yourself is necessary as more and more of your personal information is...

What Are Three Exceptions to the TCPA?

The Telephone Consumer Protection Act (TCPA) is a federal law that restricts how businesses can communicate with individuals via telephone and text messages.  Enacted to...

What Is the Lowest a Debt Collector Will Settle For?

Dealing with debt collectors involves complex negotiations, understanding legal rights, and making informed financial decisions. When debts become overwhelming, one of the paths that debtors...

Debt Collection Defense Attorney in California

Financial challenges are a part of life. Whether it’s unexpected medical bills, credit card debts, inflation, or other financial obligations, many Californians find themselves in...

How to Report TCPA Violations 

The Telephone Consumer Protection Act (TCPA) stands as a pivotal piece of legislation for consumer protection.  Enacted in 1991, its primary objective is to safeguard...

How to Report FCRA Violations

The Fair Credit Reporting Act (FCRA), a cornerstone in consumer financial legislation, plays an important role in ensuring the integrity and fairness of credit reporting. ...

How Does the FCRA Protect Consumer’s Rights?

The federal Fair Credit Reporting Act (FCRA) protects credit reporting for consumers. In an age where financial decisions can significantly affect our lives, the FCRA...

Can You Bring a Negligence Claim Under the FCRA?

Consumer credit information is a cornerstone for decisions ranging from loan approvals to employment considerations.  The Fair Credit Reporting Act (FCRA), a federal law enacted...

How Long Does TCPA Consent Last?

The Telephone Consumer Protection Act (TCPA) is a foundational legal framework in the United States for regulating telemarketing calls, text messages, and faxes.  Established in...

Do You Need a Debt Collection Defense Attorney?

Are you losing sleep over mounting debt and persistent calls from debt collectors? You’re not alone. With the rising cost of living and unforeseen life...