Can You Bring a Negligence Claim Under the FCRA?

Consumer credit information is a cornerstone for decisions ranging from loan approvals to employment considerations.  The Fair Credit Reporting Act (FCRA), a federal law enacted...

How Long Does TCPA Consent Last?

The Telephone Consumer Protection Act (TCPA) is a foundational legal framework in the United States for regulating telemarketing calls, text messages, and faxes.  Established in...

Do You Need a Debt Collection Defense Attorney?

Are you losing sleep over mounting debt and persistent calls from debt collectors? You’re not alone. With the rising cost of living and unforeseen life...

What Actually Is Debt Defense?

Life is unpredictable, and numerous unforeseen circumstances can disrupt financial stability. For many people, this disruption often results in mounting debt. In today’s financial landscape,...

How Do I Stop Debt Collection?

The Legal Way to Deal With Harassing Debt Collectors The pursuit by debt collectors has afflicted mankind for ages. No one in the history of...

What is the Best Defense in Debt Collection?

How Do You Defend Against Debt Collection? Debt collection is a reality that unfortunately many Americans face. Whether it’s a lingering credit card balance, medical...

Does the TCPA Apply to Businesses?

The Telephone Consumer Protection Act (TCPA) remains a hot topic, particularly due to its relevance in our modern age of digital communication.  The TCPA does...

What is Prohibited under the TCPA

Understanding Violations of the Telephone Consumer Protection Act In today’s digitally connected world, your phone is more than just a communication tool – it’s an...

Is it Illegal to Not Pay Your Debt?

Debt is a fact of life for many Americans. Whether it’s student loans, credit card balances, mortgages, or medical bills, owing money is an experience...

Fair Credit Reporting Act Debt Elimination

Using the FCRA to Eliminate Debt The Fair Credit Reporting Act (FCRA) provides a framework for correcting inaccuracies on your credit report.  When certain debts...