How Many Calls From a Debt Collector Are Considered Harassment?

Debt collectors will buy your debt entirely for pennies on the dollar, or they may collect for the original creditor for a contingency fee. The...

What Is the Statute of Limitations on Credit Card Debt

Once you incur a debt, repayment is the only matter in your hands that you still control. After a time, however, you may not owe...

How Do I File a TCPA Lawsuit?

You may get unwanted calls or texts from a telemarketer with whom you have no prior relationship. They are trying to sell you something, and...

Does TCPA Apply to Text Messages?

Unwanted text messages to your phone can annoy you. You may automatically check your phone when you get a text message notification. Some people will...

How to File an FDCPA Complaint

Debt collectors are one of the most heavily regulated industries, and for good reason. This industry racks up more complaints of fraud and other abuses...

Does FDCPA Apply to Business Debt?

If you owe money and debt collectors contact you, consumer protections limit what they can do to collect. Several debt collection practices violate federal and...

FDCPA Verification of Debt Requirements

One tactic that debt collectors like to use to make money at your expense is trying to get you to pay money you do not...

How Do I Dispute a Debt?

Under federal law, you can access one free credit report yearly, and sometimes, you may dispute a deb if you see inaccurate debt entries. You...

Your Right To Not Be Recorded: California’s Wiretapping Law

Understanding Your Privacy with California’s Wiretapping Law California has long stood at the forefront of safeguarding individual liberties, including the right to privacy. Wiretapping is...

How to Handle Abusive Debt Collectors

.Debt collectors have a large financial incentive to get you to pay your debts. The debt collector has likely purchased your debt for a steep...