Resources
How to Negotiate with Debt Collectors
When dealing with debt collectors, negotiating can be a powerful tool to find a solution that works for both parties. It is important to approach …
The Importance of Keeping Accurate Records in Debt Defense Cases
When it comes to debt defense cases, accurate record-keeping is crucial. Keeping detailed and organized records can significantly benefit your case and help you deal ...
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The Importance of Understanding Your Rights Under the FCRA
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, accuracy, and use of consumer information by credit reporting agencies. Understanding ...
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The Role of Credit Counselors in Providing Financial Advice
The complex world of personal finance can be daunting for many individuals. However, credit counselors can play a unique role in providing valuable financial advice. ...
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The Difference Between Hard and Soft Credit Inquiries
Credit reports and scores are perplexing to many Americans, and rightfully so. Often, one of the most common confusing topics is the different types of ...
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Can I sue for identity theft in California?
Identity theft is a devastating crime that can have severe consequences for victims. Along with the stress and trauma, it can also be costly if ...
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How to Protect Your Personal Information from Data Breaches
In modern times, we send and receive digital information all the time. On desktop computers, on our phones, for work, shopping, and leisure. It’s not ...
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The Role of Debt Validation in Protecting Consumer Rights
Has a debt collector ever contacted you about a debt you don’t recognize? Or hounded to pay an amount that seems inaccurate or unfair? As ...
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What to Do if Your Account Is Affected by a Data Breach
In today’s digital age, data breaches have become a frighteningly common occurrence. For many, discovering that their personal information has been compromised is a moment ...
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Can You Sue for Spam Calls?
It’s an annoyance that has become all too familiar. Your phone rings and the caller ID reads “spam likely.” Or, it looks like a local ...
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