Receiving a lawsuit or collection notice from Resurgence Legal Group, P.C. can create a lot of worry and confusion. People often wonder how to respond, what their rights are, and how to avoid further legal trouble. Kazerouni Law Group, APC, has represented tens of thousands of California residents with debt-related issues, and we are available to guide you through this challenge. Our team believes you have the right to understand every stage of the debt collection and lawsuit process without feeling overwhelmed or intimidated.
Our experienced California debt collection harassment lawyers can explain the debt collection lawsuit process and describe what happens when a company like Resurgence Legal Group pursues legal action. Our team will provide information about legal defenses, settlement negotiation options, and consumer protection laws that may shield you from unlawful debt collection practices.
Many people want to turn away from legal troubles, especially when they have never been sued before. However, ignoring a lawsuit can lead to serious and lasting consequences. Kazerouni Law Group can assist, sometimes at no cost to you if collectors have broken specific laws. We invite you to learn more about safeguarding your rights and finances. For personalized legal advice, contact us for a free consultation.
Resurgence Legal Group, P.C. and Debt Collection Lawsuits
Before examining your options, let’s talk about the entity at the center of your case: Resurgence Legal Group, P.C. This organization acts on behalf of creditors to collect unpaid debts. Often, these debts stem from credit card bills, personal loans, or other lines of credit. Debt collectors may employ various strategies to recover funds: sending notices, making phone calls, and filing lawsuits if they believe the debt remains unpaid or communication has stalled.
If you receive a summons or complaint from Resurgence Legal Group, it indicates that they have initiated formal legal action. This paperwork outlines the amount they claim you owe, the basis of the debt, and the fact that they want a judgment against you. A judgment can grant them the power to garnish wages, levy bank accounts, or place liens on property.
Do Not Ignore Court Documents
Once you are officially served with legal paperwork, the clock starts ticking. You typically have a limited window to respond—often 30 days, depending on the jurisdiction. Missing deadlines can result in a default judgment against you, which usually gives the debt collector the upper hand in collection efforts. A proactive approach can help avoid unpleasant outcomes like wage garnishment or seized assets.
How Kazerouni Law Group Can Support You
Kazerouni Law Group, APC, focuses on helping consumers navigate debt collection issues. We have extensive experience in consumer protection laws, including the Fair Debt Collection Practices Act (FDCPA) and its California counterpart, the Rosenthal Fair Debt Collection Practices Act.
Our attorneys are also well-versed in the Telephone Consumer Protection Act (TCPA), which deals with robocalls and unwanted telemarketing calls or texts. When you consult with us, we will review every aspect of your debt situation and lawsuit.
Our goal is to identify legal defenses, assess whether unlawful collection tactics were used, and determine the best strategy to reach a favorable outcome. Over the years, we have assisted tens of thousands of individuals facing lawsuits like yours.
Free Initial Consultation
We offer a free consultation because everyone deserves the chance to understand their legal position without worrying about upfront costs. You can speak with an attorney from our office who will assess your case and outline potential next steps. We want you to feel equipped to make the best decisions for your financial future.
Exploring Your Defense Options
When a collector, such as Resurgence Legal Group, sues you, they bear the burden of proving you owe the debt in question. Several issues can arise, potentially strengthening your defense:
- Incomplete Documentation. Debt collectors must demonstrate that they own the debt or have the right to collect it. Sometimes, they lack complete records or cannot verify the chain of title, especially if the account has been sold multiple times.
- Expired Statute of Limitations. Each state sets a time limit (statute of limitations) for how long creditors have to sue over an unpaid debt. If this time has passed, the collector may be unable to legally enforce the debt in court.
- Incorrect Amounts. Debt balances can grow over time because of interest, fees, and penalties. Sometimes, the collector claims more than originally owed, or their records contain inaccuracies.
- Unlawful Collection Practices. If Resurgence Legal Group (or any debt collector) has broken the law under the FDCPA or Rosenthal Act, it may weaken their case. For instance, harassing phone calls, making threats, or misrepresenting the debt can be illegal and can provide leverage in your defense.
- Identity Theft or Mistaken Identity. In some cases, people are sued for debts they never incurred, especially if they have been victims of identity theft. Proving that the debt belongs to someone else can be a valid defense.
Our attorneys can help evaluate these possibilities and decide whether to fight the lawsuit in court or negotiate a settlement. If the collector failed to follow debt collection regulations, you could have a strong case for dismissal or even compensation for damages.
Negotiating Settlements Before Going to Court
You might prefer to resolve the situation by settling the debt rather than going through the entire litigation process. Some people worry that hiring a lawyer is too expensive. However, with Kazerouni Law Group, you can rest assured that our fees remain manageable no matter which option you choose.
- Negotiation Fee: We can negotiate the debt for 10% of the debt amount or $850.00—whichever is greater.
- Defend in Court: Should you decide to fight the lawsuit, our representation fee is the same: 10% of the debt amount or $850.00, whichever is greater, plus any necessary court filing fees.
If the evidence shows the collector acted unlawfully, we may be able to represent you at no cost or even recover damages on your behalf. The first step is to contact us so that we can evaluate your situation.
We know finances can be tight, especially if you are already dealing with debt problems. Our firm is open to arranging payment plans so you can proceed with your defense or settlement negotiations without overwhelming your budget. By working with you to find a suitable arrangement, we strive to give you peace of mind during a stressful time.
Why You Shouldn’t Default on a Lawsuit from Resurgence Legal Group
Unfortunately, many people assume they have no choice but to ignore a lawsuit. Others feel they can’t afford an attorney and hope the situation will go away on its own. This approach leads to default judgments, which can bring the following serious consequences:
Wage Garnishment
Once a court issues a judgment in favor of Resurgence Legal Group, they might garnish your paycheck—taking a percentage of your income before you even receive it.
Levied Bank Accounts
The collector could place a hold on your bank accounts, making it difficult or impossible to access your money.
Property Liens
A creditor might place a lien on your house or car, severely limiting your ability to sell or refinance until the debt is satisfied.
The Emotional and Financial Toll
Aside from monetary concerns, undergoing a lawsuit can take a toll on your well-being. The uncertainty of legal battles and the strain on your finances can be overwhelming. Talking to a qualified attorney can alleviate some of that stress and help you see the bigger picture: you have rights and options.
Potential Unlawful Debt Collection Practices
Debt collectors are supposed to follow consumer protection laws that set boundaries on how collectors may contact you and what they can say. Under the FDCPA, for example, debt collectors cannot harass, misrepresent facts, or use unfair practices when trying to collect. If a collector violates these laws, you may be entitled to financial compensation, and the violations can weaken the collector’s case against you.
Examples of Unlawful Conduct
- Using offensive or threatening language
- Constantly calling without reason
- Calling very early in the morning or late at night
- Pretending to be from a government agency
- Lying about the amount owed
- Threatening to seize property they have no right to take
- Contacting your friends, family, or employer without permissible reasons
If you suspect any of these actions have occurred, it is worth discussing with an attorney. Evidence of harassment or false statements can significantly shape how your case unfolds.
Telephone Consumer Protection Act (TCPA) Claims
Kazerouni Law Group also reviews whether you have claims under the Telephone Consumer Protection Act (TCPA). Our firm is particularly interested in two types of TCPA cases:
Pre-Recorded Calls
If you receive phone calls featuring an automated or robotic voice whenever you pick up, you may have grounds for a TCPA claim.
DNC (Do Not Call) Cases
You might have a viable claim if you registered your number on the National Do Not Call Registry and received two or more calls or texts within 12 months from the same caller after your registration date.
We focus on these scenarios because the law provides specific protections and potential recovery avenues for consumers who receive unwanted calls or texts. During your free consultation, let us know if either situation applies to you.
Why Work With Kazerouni Law Group?
A lawsuit from Resurgence Legal Group, P.C., may feel daunting, but Kazerouni Law Group has devoted its practice to safeguarding consumer rights and ensuring individuals know their options. We have helped thousands of people navigate debt lawsuits, building a proven track record for understanding the nuances of consumer law and applying that knowledge to protect our clients.
Our commitment to transparency means you will know the costs of representation before proceeding, and we offer payment plans for those who need flexibility.
Our attorneys are well versed in the FDCPA, the Rosenthal Fair Debt Collection Practices Act, and the TCPA, giving us the insight to spot any violations that might aid in your defense. If the collector has seriously violated the law, we may even represent you at no cost, and in some instances, you could receive damages for harm caused by unlawful tactics.
Above all, we provide compassionate guidance. We recognize that debt lawsuits can be anxiety-inducing and strive to offer both strong legal representation and empathetic support throughout the process.
Your Path Forward
Although facing a lawsuit from Resurgence Legal Group, P.C. may feel like a crisis, it can become a turning point for better financial health. With the help of Kazerouni Law Group, you could settle or prevail in court, stopping the stress of constant phone calls and potential legal judgments. Our team wants you to move on from this situation feeling empowered, informed, and protected.
A debt lawsuit does not define your future. Whether you owe part, all, or none of the debt, options are available to reduce your financial burden. There may also be legal violations you can use to your advantage.
The first step is to contact experienced attorneys who handle these issues daily. We have successfully helped thousands of people just like you and look forward to helping more individuals regain control of their finances.
Contact Us Now
Time is often limited once you have been served with a lawsuit, so reach out today. Complete our simple online evaluation form or call Kazerouni Law Group to schedule a free consultation. We will examine the facts of your case, walk you through your rights, and design a plan that meets your needs. A personal injury attorney can speak with you immediately or the next business day.
Remember, a default judgment can lead to wage garnishments, bank levies, or property liens—actions that can significantly disrupt your life. Protecting yourself from these collection tactics starts with taking the lawsuit seriously and seeking knowledgeable legal counsel.
We look forward to advocating on your behalf. You don’t have to face Resurgence Legal Group alone. Let Kazerouni Law Group stand in your corner. Fill out the evaluation form to the right or call us at 949-612-9999 to set up your free consultation.